HSM541 Week 3 Discussion (dq1+dq2) (July 2019)

HSM 541 Health Services System

Week 3 Discussion

DQ1 PRIVATE INSURANCE

Let’s consider the general concept of insurance. How does health insurance differ from other kinds of insurance? What are the similarities and differences between them?

Next, let’s consider what might happen if value-based reimbursement completely replaces volume-based (i.e., fee-for-service) reimbursement. What are the implications for providers? For patients?For healthcare managers and administrators?

DQ2 THE UNINSURED

Class, Welcome to week 3! Despite numerous efforts to minimize or eliminate the high number of Americans with no health insurance, the ever-increasing costs of insurance is the primary obstacle in achieving this goal. If you were in charge, what would you propose to minimize or eliminate Americans with no health insurance other than a nationalized system such as many other countries have (e.g., Canada, England, France, Japan, etc.)?

Why do you think a nationalized system of healthcare and insurance is not likely a reality in our lifetime?