review sample homeowners ins policy and sample auto ins policy 2000 word count total

Review the Sample Homeowners Insurance Policy and answer the following questions. Answer each question in 200- to 250-words:

Question

Answer

Will a detached garage be covered?

To what degree are credit and debit card losses covered?

A plumber working at your home is injured, is he covered?

You find mold, fungus, and wet rot in your attic, what are the policy provisions?

What are the policy limits on liability?

Review the Sample Auto Insurance Policy and answer the following questions. Answer each question in 200- to 250-words:

Question

Answer

When does the coverage begin on a newly acquired auto?

Explain the time limit on medical claims incurred by the insured?

You use your auto in a share-the-expense car pool. Are you covered by the uninsured motorist provision?

You have an auto accident on the way to work and you laptop computer is destroyed, is it covered?

Your driver’s license is suspended for one year, what is your status with the auto?

Identify and briefly describe the seven broad classes of property and liability insurance for business firms.

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Insurance Type

Insurance Type Description